On 13th February, Hipoges had the opportunity to attend as Gold Sponsor to the 5th Edition NPL Days Italia 2025, a leading event in the NPL debt sector, organized by DD Talks at the prestigious Excelsior Hotel Gallia in Milan.
NPL Days Italia 2025 consolidated itself as a highly successful event, bringing together more than 150 local and international attendees, among the main experts, investors and professionals of the sector. It provided an excellent opportunity for networking and knowledge exchange on current market trends.
Hipoges representation at NPL Days Italia 2025
Representing Hipoges at the event were Luigi Izzo, the company’s Chief Business Development Officer, as well as Alessandro Degli Esposti, CEO of Axis. Additionally, Luigi took part as a speaker in an enriching debate on the evolution of the NPL (Non-Performing Loans) market in Italy.
Panel: The New Normal in the Italian NPL Market
One of the highlights of the event was the panel entitled ‘The New Normal in the Italian NPL Market’, moderated by Luca Cosentino, Partner – Strategy & Transactions at EY.
Alongside Luigi Izzo, other high-level panelists included Gianluca De Martino, Managing Director at Unicredit; Daniel Astraud, Senior Vice President – Loan Recovery Department at BNL Gruppo BNP Paribas; Andrea Giovanelli, Country Manager at Hoist Finance; and Domenico Sorice, Head of Origination at Cherry Bank.
The discussion covered key aspects of the Italian Non-Performing Loan (NPL) market, highlighting comparisons with other European markets, recent transaction trends, investment prospects, management strategies and emerging opportunities.
Hipoges contribution to the panel
Our Chief Business Development Officer, Luigi Izzo, brought his expertise to the debate, focusing on two key topics:
- Current NPE market trends in Italy and Southern Europe: He analysed the evolution of the loan market in the region, highlighting the role of new asset classes in the deal flow, such as MCC-secured loans. In addition, he noted that Hipoges is positioned as a leader in Italy in this category, thanks to its strong expertise in valuation and management, complemented by the implementation of artificial intelligence.
- The future of PL/SPL and phase 2 loans: He reflected on the growing presence of these assets in the market and the possibility that they will become an increasingly frequent option for sale, including through sophisticated structures.
In conclusion, Luigi Izzo highlighted Hipoges’ ability to support banks and investors with tailored solutions, providing efficient processes and optimal results backed by advanced technology and industry expertise.
Other debates at the event
Navigating Strategies for Recovery and Growth:
The debate focused on how asset management companies can innovate to remain competitive amid the rise of non-performing loans in Europe, particularly in Italy. It covered recovery strategies, the impact of regulatory changes, the importance of market advisors in insolvency processes, and the key role of technology in improving efficiency and transparency in NPL management.
Unlocking Potential: Strategies for Managing State 2 Loans:
The panel addressed the challenges Italian banks face in managing €212 billion in stage 2 loans and the innovative solutions to tackle them. It discussed the impact of regulatory changes, the use of technology and data analytics to prevent the transition to stage 3, collaboration between asset managers and banks for timely interventions, and creative financial strategies to support borrowers and prevent default.
The Future of Asset Management, REO, and PropTech in NPL Recovery:
The panel analyzed effective asset management strategies to enhance the recovery of NPLs and REOs, as well as current REO market trends and how to leverage them to maximize returns. It discussed the impact of PropTech innovations in transforming distressed asset auction processes and the collaboration between banks, asset managers, and auction houses to optimize REO property sales. Additionally, it explored new investment opportunities at the intersection of NPLs, REOs, and technology-driven auction platforms.
Maximizing Potential: Effective Management of UPTs:
The panel discussed how the use of NPL Transaction Data Templates can enhance transparency and efficiency in managing UTP loans, boosting investor confidence. It analyzed strategies for banks to transition UTPs into performing assets and the role of innovative servicing models in an evolving regulatory environment. Additionally, it explored the opportunities that international investors see in the Italian market amid the anticipated rise in UTP volumes and how they can leverage these opportunities while managing risks.
Overall, discussions at the event highlighted the importance of specialisation, technology, partnerships and evolving investment strategies in navigating the complex Italian distressed debt market.
For Hipoges, it is essential to be present at key industry events, sharing knowledge, strengthening relationships and exploring new business opportunities in the European NPL market. Not only this event, the company participates in a wide variety of events throughout the year.